My policy arrived in the mail while I was at Roundup last weekend, so I haven't been with them long enough to have a problem.
I dont remember, it was over a year ago. I'm lucky if I remember what I did yesterday. All I know is they held my check for more than 3 weeks before returning it.
Hagerty for me on my Mustang. $7k a year, full coverage, with 10,000 miles allowed(how are they supposed to know anyway?), all for $90.00. Seems like the deal to me. They also only charge for one liability, using the very practical notion that you can only drive one car at a time, so subsequent cars get even cheaper. I would highly recommend Hagerty.